SAVE On Student Debt helps borrowers save money on their student loan payments by enrolling in an income-driven repayment (IDR) plan, which uses your income and family size to calculate and potentially reduce your monthly payment. Between IDR plans, forgiveness programs and loan consolidation, you have options to manage your student loan payments.
Compare your options:
This tool estimates your monthly payment amount, how much you would pay in total over time, and how many years your total loan repayment would take for each repayment plan.
IMPORTANT
As of October 2024, a federal court has issued an injunction preventing the U.S. Department of Education (ED) from implementing parts of the SAVE Plan and other IDR plans. For more information, visit ed.gov/SAVE and studentaid.gov/saveaction.
SAVE on Student Debt is a partnership between the U.S. Department of Education, Civic Nation, UnidosUS, Rise, Student Debt Crisis Center, Young Invincibles, National Urban League and the NAACP.
